RBA Cash Rate: 3.60% · 1AUD = 0.66 USD · Inflation: 2.1%  
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Example Interest Rates: Home Loan Variable: 4.99% (4.99%*) • Home Loan Fixed: 4.79% (5.47%*) • Fixed: 4.79% (5.47%*) • Variable: 4.99% (4.99%*) • Investment IO: 4.99% (5.81%*) • Investment PI: 4.89% (5.26%*)
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  Term Deposit 6 Month

A great way to grow your money safely and securely.
Category: Term Deposits  Last Updated November 20, 2025  Effective December 22, 2025

Product Features

  • Other Additional Information: No account keeping fee
  • Other Additional Information: A guaranteed rate for terms from 3 to 60 months
  • Other Additional Information: Earn a competitive interest rate on your investment with a minimum opening balance of $2,000 can get you started.
  • Other Additional Information: Interest can be paid fortnightly, monthly, 12 monthly or at maturity.
  • Other Additional Information: For deposits of $1,000,000 and over, rates are by negotiation and subject to acceptance.
  • Other Additional Information: We'll send you a written renewal notice before your deposit matures.
  • Other Additional Information: If you want to withdraw your Term Deposit before it matures you'll need to give us 31 days' notice. A reduced rate of interest will apply in these circumstances. For full details refer to our Conditions of Use.
  • Digital Banking

Product Eligibility

  • Other Additional Information: You do not have to be a member of Qbank to hold a term deposit.

 Limitations & Restrictions (Constraints)

  • Opening Balance of 2000.00
  • Min Balance of 2000.00
  • Max Balance of 1000000.00 Additional Information: For deposits of $1,000,000 and over, rates are by negotiation and subject to acceptance.

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Finance Guide, Cropped Top and Bottom
Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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