RBA Cash Rate: 4.35% · 1AUD = 0.71 USD · Inflation: 4.6%  
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Example Interest Rates: Home Loan Variable: 5.24% (5.24%*) • Home Loan Fixed: 5.70% (6.06%*) • Fixed: 5.70% (6.06%*) • Variable: 5.24% (5.24%*) • Investment IO: 5.69% (5.72%*) • Investment PI: 5.49% (5.52%*)
Product Library

  Term Deposit

A Term Deposit is an investment account where the interest rate is guaranteed not to change for the whole of the nominated term. It gives you the security of knowing that your interest income is protected against changes in market conditions.
Category: Term Deposits  Last Updated March 30, 2026  Effective April 29, 2026

Product Features

  • Digital Banking
  • Notifications

Product Eligibility

  • Residency Status - Australian Resident.
  • Min Age - 13.

Bank Fees and Charges

  • Early Redemption (Variable), Amount: Not Listed.. Additional Information: If you withdraw your Term Deposit before the maturity date, an Early Redemption fee (i.e. Early redemption interest adjustment) will apply based on the proportion of the term completed. An early redemption notice period also applies.

 Limitations & Restrictions (Constraints)

  • Max Balance of 1000000.00
  • Min Balance of 1000.00
  • Opening Balance of 1000.00

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Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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