Lock away your money for a period of time and get a guaranteed return
Category: Term Deposits Last UpdatedDecember 18, 2025EffectiveDecember 22, 2025
Product Features
OtherAdditional Information:The reassurance of a guaranteed return on your investment.
OtherAdditional Information:Avoid market fluctuations with a specific amount locked away at a fixed interest rate (with no immediate access to funds during the term)
OtherAdditional Information:Choose a term length that matches your business cycle
OtherAdditional Information:Add 0.10% p.a. to these rates if you're already with St.George and opening or renewing online. It?s only available to existing customers who bank online and in the app.
OtherAdditional Information:Earn Interest: Interest can be paid at maturity, annually, half yearly or monthly.
OtherAdditional Information:Flexibility : Flexible maturity options from 1 month to 5 years.
OtherAdditional Information:Business customers are eligible to open an account and can open account either by Branch, Phone, online.
OtherAdditional Information:Opening Confirmation, Maturity, Reinvestment and Repayment advices are sent as regular advices
Digital BankingAdditional Information:Internet Banking, Phone Banking, Branch banking , Bank @post options are available
OtherAdditional Information:Interest payment options are available
Product Eligibility
Min Age - 18. Additional Information: 18+ years old
BusinessAdditional Information: Operating in Australia with an Australian address.
OtherAdditional Information: You must be an existing St.George banking customer
OtherAdditional Information: Online application and online bonus rate available for personal customers and sole traders only.
Limitations & Restrictions (Constraints)
Min Balance of 1000.00 Additional Information: Minimum Opening Balance
Max Balance of 2000000.00 Additional Information: Maximum Balance