RBA Cash Rate: 3.60% · 1AUD = 0.66 USD · Inflation: 2.1%  
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Example Interest Rates: Home Loan Variable: 4.99% (4.99%*) • Home Loan Fixed: 4.79% (5.47%*) • Fixed: 4.79% (5.47%*) • Variable: 4.99% (4.99%*) • Investment IO: 4.99% (5.81%*) • Investment PI: 4.89% (5.26%*)
Product Library

  Business Term Deposit

Lock away your money for a period of time and get a guaranteed return
Category: Term Deposits  Last Updated December 18, 2025  Effective December 22, 2025

Product Features

  • Other Additional Information: The reassurance of a guaranteed return on your investment.
  • Other Additional Information: Avoid market fluctuations with a specific amount locked away at a fixed interest rate (with no immediate access to funds during the term)
  • Other Additional Information: Choose a term length that matches your business cycle
  • Other Additional Information: Add 0.10% p.a. to these rates if you're already with St.George and opening or renewing online. It?s only available to existing customers who bank online and in the app.
  • Other Additional Information: Earn Interest: Interest can be paid at maturity, annually, half yearly or monthly.
  • Other Additional Information: Flexibility : Flexible maturity options from 1 month to 5 years.
  • Other Additional Information: Business customers are eligible to open an account and can open account either by Branch, Phone, online.
  • Other Additional Information: Opening Confirmation, Maturity, Reinvestment and Repayment advices are sent as regular advices
  • Digital Banking Additional Information: Internet Banking, Phone Banking, Branch banking , Bank @post options are available
  • Other Additional Information: Interest payment options are available

Product Eligibility

  • Min Age - 18. Additional Information: 18+ years old
  • Business Additional Information: Operating in Australia with an Australian address.
  • Other Additional Information: You must be an existing St.George banking customer
  • Other Additional Information: Online application and online bonus rate available for personal customers and sole traders only.

 Limitations & Restrictions (Constraints)

  • Min Balance of 1000.00 Additional Information: Minimum Opening Balance
  • Max Balance of 2000000.00 Additional Information: Maximum Balance

Document Downloads

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Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.
Finance Guide, Cropped Top and Bottom
Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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