RBA Cash Rate: 4.10% · 1AUD = 0.71 USD · Inflation: 3.7%  
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Example Interest Rates: Home Loan Variable: 5.24% (5.24%*) • Home Loan Fixed: 5.70% (6.06%*) • Fixed: 5.70% (6.06%*) • Variable: 5.24% (5.24%*) • Investment IO: 5.69% (5.72%*) • Investment PI: 5.49% (5.52%*)
Product Library

  ANZ V2 PLUS

Distributed via a range of approved Third Parties such as stockbrokers, accountants and SMSF administrators who open deposit accounts on behalf of their customers
Category: Transaction & Savings Accounts  Last Updated March 26, 2026  Effective April 24, 2026

General Lending Rates

Rates listed below are for a product. Additional Information
Interest Rate
NA PA
Comparison Rate
NAPA*
Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

  • Digital Banking Additional Information: Access using ANZ Internet Banking or ANZ App
  • Npp Payid
  • Npp Enabled
  • Bill Payment
  • Digital Wallet
  • Digital Wallet
  • Digital Wallet
  • Digital Wallet
  • Digital Wallet
  • Free Txns Additional Information: https://www.anz.com.au/content/dam/anzcomau/documents/pdf/personal-account-fees-charges.pdf
  • Fraud Protection
  • Other Additional Information: Simple & Flexible The ability to have either ‘full transactional’ or ‘view-only’ access to the account, depending on your client's needs.

Product Eligibility

  • Min Age - 18. Additional Information: You must be 18 years of age or older to apply

Bank Fees and Charges

  • Staff Assisted Transaction (Transaction), Amount: 2.50.
  • Electronic Transaction (Transaction), Amount: 0.50.
  • Bank Cheque At Anz Branch (Event), Amount: 10.00. Additional Information: Providing bank cheques (Australian dollars only) This is a charge for issuing a bank cheque to an ANZ account holder.
  • Bank Cheque Request Through Anz Internet Banking (Event), Amount: 7.50. Additional Information: Providing bank cheques (Australian dollars only) This is a charge for issuing a bank cheque to an ANZ account holder.
  • Repurchase Of Bank Cheque (Event), Amount: 25.00.
  • Replacing A Lost Or Stolen Bank Cheque (Event), Amount: 32.50.
  • Overseas Atm Transaction Fee (Transaction), Amount: 5.00. Additional Information: Applicable for a withdrawal from a non-ANZ ATM outside Australia (per withdrawal), and debited to your account at the same time as the withdrawal is debited
  • Overseas Transaction Fee (Transaction), Amount: Not Listed.. Additional Information: ANZ will charge 3% of the value of any International Transaction charged or credited to an ANZ account.

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Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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