Product Library

Gold Benefits Savings

Category: Transaction & Savings Accounts Last Updated March 24, 2026 Effective April 29, 2026

General Lending Rates

Rates listed below are for a VARIABLE INVESTMENT Interest Only product. Additional Information

Interest Rate
15.00% PA

Comparison Rate
0.00%PA*

Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

Additional Cards

Card Access

Complementary Product Discounts Additional Information: Discount on Home Insurance through CGU Fee Free Foreign cash purchase through Travelex Special rates for Fixed Term Deposits Discount rate on Overdraft

Digital Banking

Digital Wallet

Npp Enabled

Npp Payid

Overdraft

Unlimited Txns

Product Eligibility

Min Age - 50.

Natural Person

Bank Fees and Charges

Emergency Card Issue Fee (Event), Amount: 15.00.

Security Token (Event), Amount: 20.00.

Dormant Account Fee (Periodic), Amount: 25.00.

Agency Withdrawal Fee (Event), Amount: 10.00.

Business Deposit Book Fee (Event), Amount: 15.00.

Direct Debit Cancellation Fee (Event), Amount: 5.00.

Sweep Establishment Fee (Event), Amount: 5.00.

Sweep Variation Fee (Event), Amount: 5.00.

Sweep Cancellation Fee (Event), Amount: 5.00.

Emergency Overseas Card Fee (Event), Amount: 300.00.

Bank Cheque Issue Fee (Event), Amount: 15.00.

Corporate Cheque Fee (Transaction), Amount: 10.00.

Corporate Chq Stop Pmt Fee (Event), Amount: 5.00.

Stop Chq Request Fee (Event), Amount: 5.00.

Chq Deposit Dishonour Fee (Event), Amount: 10.00.

Special Clearance Chq Fee (Event), Amount: 32.50.

Elec Outbound Rejection Fee (Event), Amount: 5.00.

Periodic Pmt Establishment Fee (Event), Amount: 5.00.

Periodic Pmt Variation Fee (Event), Amount: 5.00.

Duplicate Statement Fee (Event), Amount: 5.00.

Card Dispute Fee (Event), Amount: 33.00.

Direct Entry Trace Fee (Event), Amount: 25.00.

Bpay Error Correction Fee (Event), Amount: 11.50.

Bpay Investigation Request Fee (Event), Amount: 5.50.

Corporate Cheque Trace Fee (Event), Amount: 32.50.

Member Cheque Trace Fee (Event), Amount: 33.00.

Overdrawn Account Fee (Event), Amount: 10.00.

Gold Member Membership Fee (Periodic), Amount: 30.00.

Sms Fees (Event), Amount: 0.25.

Periodic Pmt Rejection Fee (Event), Amount: 10.00.

Atm Transaction Fee (Event), Amount: 1.00.

Atm Declined Transaction Fee (Event), Amount: 1.00.

Atm Balance Enquiry Fee (Event), Amount: 1.00.

Eftpos Decl Trans Fee (Transaction), Amount: 0.00.

Replacement Card Fee (Event), Amount: 10.00.

Safe Custody Fee (Event), Amount: 25.00.

Audit Certificate Fee (Event), Amount: 25.00.

Piggy Bank (Event), Amount: 5.00.

Non Ccu Atm Transaction Fee (Event), Amount: 1.50.

Non Ccu Atm Decl Trans Fee (Event), Amount: 1.50.

Non Ccu Atm Bal Enq Fee (Event), Amount: 1.50.

Atm Direct Charge (Event), Amount: 0.00.

Bank's Solicitor Mtg Disch Fee (Transaction), Amount: 380.00.

Mortgage Discharge Fee (Transaction), Amount: 250.00.

Non Coastline Atm Wdl Fee (Transaction), Amount: 0.00.

Staff Assisted Electronic Pmnt (Transaction), Amount: 2.25.

Honour Fee (Event), Amount: 5.00.

Dishonour Fee (Event), Amount: 5.00.

Real Time Transfer Fee (Event), Amount: 20.00.

Overseas Atm Wdl Fee (Transaction), Amount: 5.00.

Settlement Disbursement Fee (Upfront), Amount: 5.00.

Personal Ln Establishment Fee (Upfront), Amount: 300.00.

Cu Solicitor Mtg Discharge Fee (Transaction), Amount: 380.00.

Ppsr Security Interest Fee (Upfront), Amount: 50.00.

Property Search Fee (Upfront), Amount: 30.00.

Manual Arrears Transfer Fee (Event), Amount: 5.00.

Arrears Reminder Fee (Event), Amount: 5.00.

Final Notice Of Demand (Event), Amount: 40.00.

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