RBA Cash Rate: 3.60% · 1AUD = 0.66 USD · Inflation: 2.1%  
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Example Interest Rates: Home Loan Variable: 4.99% (4.99%*) • Home Loan Fixed: 4.79% (5.47%*) • Fixed: 4.79% (5.47%*) • Variable: 4.99% (4.99%*) • Investment IO: 4.99% (5.81%*) • Investment PI: 4.89% (5.26%*)
Product Library

  Bonus Saver

A savings account that pays a competitive interest rate when at least one deposit and no withdrawals are made in the calendar month.
Category: Transaction & Savings Accounts  Last Updated September 17, 2025  Effective December 22, 2025

General Lending Rates

Rates listed below are for a VARIABLE product. Additional Information Penalty Interest will be charged on overdrawn accounts.
Interest Rate
20.00% PA
Comparison Rate
0.00%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

  • Digital Banking
  • Npp Payid
  • Npp Enabled
  • Notifications
  • Unlimited Txns
  • Bill Payment Additional Information: Pay bills using BPAY
  • Other Additional Information: Staff assisted transactions - Branch and Contact Centre

Product Eligibility

  • Residency Status - Australian Citizen Or A Permanent Resident Of Australia Or Otherwise Approved.
  • Natural Person Additional Information: Available for personal use only
  • Min Age - 12.

Bank Fees and Charges

  • Cheque Dishonour (Event), Amount: 9.00. Additional Information: Payable when a cheque drawn by you or deposited by you that has not been accepted by us or another financial institution.
  • Direct Entry Dishonour (Event), Amount: 9.00. Additional Information: Payable when a direct entry (inward and outward) is dishonoured.
  • Document Fee (Event), Amount: 60.00. Additional Information: $60.00 per hour (subject to minimum $10.00 per copy). Payable if you request copies of documents such as withdrawal forms or statements, or you ask us to verify a transaction performed on your Account e.g. evidence of a Visa Debit Card purchase.
  • Financial Institution Cheque (Event), Amount: 2.50. Additional Information: Payable when you request us to issue a financial institution cheque.
  • Miscellaneous Service Fee (Event), Amount: 60.00. Additional Information: $60.00 per hour. Payable if you request information not covered by the Document Fee.
  • Overseas Telegraphic Transfer (outward) - Australian Currency (Event), Amount: 50.00. Additional Information: Payable if we assist you send funds electronically overseas in Australian dollars.
  • Overseas Telegraphic Transfer (outward) - Foreign Currency (Event), Amount: 30.00. Additional Information: Payable if we assist you send funds electronically overseas in a foreign currency.
  • Physical Foreign Currency (Transaction), Amount: Not Listed.. Additional Information: 1% of Australian currency equivalent amount. Payable when physical foreign currency is issued or purchased.
  • Reference Fee (Event), Amount: 9.00. Additional Information: Payable each time the account becomes overdrawn without our prior agreement.
  • Unclaimed Monies Fee (Variable), Amount: 20.00. Additional Information: The lessor $20.00 or account balance. Payable when an account is classified as dormant.
  • Online International Transfer (outward) (Event), Amount: 30.00. Additional Information: Payable if you use online banking to transfer funds internationally.

 Limitations & Restrictions (Constraints)

  • Opening Balance of 0.00
  • Min Balance of 0.00

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Finance Guide, Cropped Top and Bottom
Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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