Product Library

Bonus Saver Account

Earn bonus interest on your savings if you deposit a minimum of $100 each month, make no withdrawals or transfers in the month, and do not close the account during the month.

Category: Transaction & Savings Accounts Last Updated September 1, 2025 Effective December 22, 2025

General Lending Rates

Rates listed below are for a VARIABLE product. Additional Information The interest rate that applies to any overdrawn amounts. This is calculated daily and charged monthly.

Interest Rate
17.50% PA

Comparison Rate
0.00%PA*

Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

Unlimited Txns Additional Information: Unlimited electronic transactions available on your account

Free Txns Additional Information: Unlimited free electronic transactions available on your account

Npp Payid Additional Information: Get faster payments between participating banks, anytime with Pay ID

Npp Enabled

Card Access Additional Information: A range of security features and services provided, including fraud prevention technology and secure banking, to help keep your funds safe.

Other Additional Information: Backed by the Government Deposit Guarantee for deposits up to $250,000

Product Eligibility

Natural Person

Residency Status - Permanent Resident. Additional Information: You must be an Australian citizen or permanent resident

Bank Fees and Charges

Monthly Account Fee (Periodic), Amount: 5.00. Additional Information: Members are exempt from the monthly fee if they: A) Maintain a minimum business balance of $5,000 which is the combined balance of all deposits and borrowings, at all times throughout the month B) Under 25 years or over 65 years C) Have held membership for less than 3 months D) Have zero VISA debit transactions for the month including ATM, eftpos, paywave, digital wallet, online & phone purchases

Outward Rtgs Payment Fee (Withdrawal), Amount: 30.00. Additional Information: A processing fee charged when you require funds to be sent straight away

Inward Rtgs And Swift Payment Fee (Deposit), Amount: 10.00. Additional Information: A processing fee charged when you recieve funds through this channel

Paper Statement Fee (Periodic), Amount: 2.00. Additional Information: A fee charged to cover the cost of producing and sending paper statements

Dormancy Fee (Periodic), Amount: 20.00. Additional Information: A fee charged if your account remains inactive for 7 years, and we will treat your account as dormant

Quickdebit Dishonour Fee (Transaction), Amount: 20.00. Additional Information: A fee charged when you have insufficient funds in your account and we are unable to honour the Quick Debit transaction for you

Telegraphic Transfer - Service Centre (Transaction), Amount: 30.00.

Telegraphic Transfer - Online (Transaction), Amount: 20.00.

Telegraphic Transfer - Australian (Transaction), Amount: 50.00.

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