RBA Cash Rate: 4.35% · 1AUD = 0.71 USD · Inflation: 4.6%  
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Example Interest Rates: Home Loan Variable: 5.24% (5.24%*) • Home Loan Fixed: 5.70% (6.06%*) • Fixed: 5.70% (6.06%*) • Variable: 5.24% (5.24%*) • Investment IO: 5.69% (5.72%*) • Investment PI: 5.49% (5.52%*)
Product Library

  NAB Retirement Account

Get more from your money in retirement and enjoy easy access to your money while earning a competitive interest rate.
Category: Transaction & Savings Accounts  Last Updated March 27, 2026  Effective April 29, 2026

General Lending Rates

Rates listed below are for a product. Additional Information
Interest Rate
NA PA
Comparison Rate
NAPA*
Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

  • Card Access
  • Npp Enabled
  • Npp Payid
  • Digital Wallet
  • Digital Wallet
  • Digital Wallet
  • Digital Wallet
  • Unlimited Txns
  • Digital Banking
  • Bill Payment
  • Additional Cards
  • Cashback Offer
  • Insurance
  • Fraud Protection

Product Eligibility

  • Min Age - 55. Additional Information: To be over 55 and retired, or receiving a Government pension or allowance
  • Other Additional Information: To be over 55 and retired, or receiving a Government pension or allowance
  • Natural Person

Bank Fees and Charges

  • Monthly Account Fees (Periodic), Amount: 0.00.
  • Overdrawn Fee (Event), Amount: 0.00.
  • Monthly Card Fee (Periodic), Amount: 10.00. Additional Information: if platinum debit card is linked
  • International Transaction Single Currency (Transaction), Amount: Not Listed.. Additional Information: Yes, if a standard visa debit card is linked If a platinum visa debit card is linked - fee is charged for ATM cash withdrawals only
  • International Transaction Multi Currency (Transaction), Amount: Not Listed.. Additional Information: Yes, if a standard visa debit card is linked If a platinum visa debit card is linked - fee is charged for ATM cash withdrawals only
  • Balance Enquiry (overseas Atm) (Transaction), Amount: 1.00. Additional Information: Section 2 - Service Fees Account Related Services Overseas access
  • Atm Cash Withdrawal Fee (overseas) (Transaction), Amount: 5.00.

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Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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