Future Plus

General Lending Rates

Product Features

• Digital Banking Additional Information: 24/7 access to your accounts anywhere in the world with our smartPAY App. You can also temporarily block your card or report it lost or stolen.

• Npp Payid Additional Information: Receive fast real-time payments using your mobile number, email address or ABN instead of your BSB and account number

• Npp Enabled Additional Information: Send and receive real-time payments via Osko from your Online Banking and NICU smartPay App

• Notifications Additional Information: Receive notifications for transactions and balances on your accounts via SMS

• Other Additional Information: Give your accountant access to your financial statements via online accounting software such as Banklink and Xero

• Other Additional Information: Self managed super fund holders only

• Other Additional Information: Deposits to this account are covered under the Australian Financial Claims Scheme up to $250,000 in total balances for each account holder at Northern Inland Credit Union

• Digital Banking Additional Information: Secure banking 24/7 from your computer or mobile with Online Banking

Product Eligibility

• Business Additional Information: Trust deeds must be sighted and accounts are titled 'Trustee Name as trustee' for The Trust Name

• Residency Status - Au. Additional Information: Individuals must be citizens or permanent residents of Australia.

Bank Fees and Charges

• In Branch Transaction (Transaction), Amount: Not Listed.. Additional Information: This Fee is Rebateable and is added to other Rebateable Fees before the fee is applied.

• Alerts (Event), Amount: Not Listed.. Additional Information: First 8 free

• Bank@post Trans (Transaction), Amount: Not Listed.. Additional Information: First 5 free transactions per month for Members residing outside postcodes 2340, 2380 & 2390.

• Visa Atm Withdrawal Overseas (Transaction), Amount: Not Listed..

• Atm Declined Transaction (Event), Amount: Not Listed.. Additional Information: This Fee is Rebateable and is added to other Rebateable Fees before the fee is applied.

• Trace Fee (Event), Amount: Not Listed.. Additional Information: Refunded if Credit Union is at fault.

• Direct Debit Dishonour-reinstatement (Event), Amount: Not Listed..

• Honouring Direct Debit (Event), Amount: Not Listed..

• Swift Fee Inbound (Transaction), Amount: Not Listed.. Additional Information: Applicable when deposit/credit made to your account via the SWIFT system

• Swift Fee Outbound (Transaction), Amount: Not Listed.. Additional Information: Applicable when a payment is sent from your account via the SWIFT system

• Bank Confirmation (Event), Amount: Not Listed..

• Retrieval Of Electronic Documents (Event), Amount: Not Listed.. Additional Information: Per Page

• Other Documents (Event), Amount: Not Listed.. Additional Information: Per Hour