Product Library

Bonus Saver Account

Earn bonus interest on your savings if you deposit a minimum of $100 each month, make no withdrawals or transfers in the month, and do not close the account during the month.

Category: Transaction & Savings Accounts Last Updated September 1, 2025 Effective December 22, 2025

General Lending Rates

Rates listed below are for a VARIABLE product. Additional Information The interest rate that applies to any overdrawn amounts. This is calculated daily and charged monthly.

Interest Rate
17.50% PA

Comparison Rate
0.00%PA*

Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

Unlimited Txns Additional Information: Unlimited electronic transactions available on your account

Free Txns Additional Information: Unlimited free electronic transactions available on your account

Npp Payid Additional Information: Get faster payments between participating banks, anytime with Pay ID

Npp Enabled

Card Access Additional Information: A range of security features and services provided, including fraud prevention technology and secure banking, to help keep your funds safe.

Other Additional Information: Backed by the Government Deposit Guarantee for deposits up to $250,000

Product Eligibility

Natural Person

Residency Status - Permanent Resident. Additional Information: You must be an Australian citizen or permanent resident

Bank Fees and Charges

Monthly Account Fee (Periodic), Amount: 5.00. Additional Information: Members are exempt from the monthly fee if they: A) Maintain a minimum business balance of $5,000 which is the combined balance of all deposits & borrowings, at all times throughout the month B) Under 25 years or over 65 years C) Held their membership for less than 3 months D) Have zero VISA debit transactions for the month including ATM, eftpos, paywave, digital wallet, online and phone purchases

Outward Rtgs Payment Fee (Withdrawal), Amount: 30.00. Additional Information: A processing fee charged when you require funds to be sent straight away

Inward Rtgs And Swift Payment Fee (Deposit), Amount: 10.00. Additional Information: A processing fee charged when you recieve funds through this channel

Paper Statement Fee (Periodic), Amount: 2.00. Additional Information: A fee charged to cover the cost of producing and sending paper statements

Dormancy Fee (Periodic), Amount: 20.00. Additional Information: A fee charged if your account remans inactive for 7 years, and we will treat your account as dormant

Quickdebit Dishonour Fee (Transaction), Amount: 20.00. Additional Information: A fee charged when you have insufficient funds in your account and we are unable to honour the Quick Debit transaction.

Telegraphic Transfer - Service Centre (Transaction), Amount: 30.00.

Telegraphic Transfer - Online (Transaction), Amount: 20.00.

Telegraphic Transfer - Australian (Transaction), Amount: 50.00.

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