RBA Cash Rate: 4.35% · 1AUD = 0.71 USD · Inflation: 4.6%  
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Example Interest Rates: Home Loan Variable: 5.24% (5.24%*) • Home Loan Fixed: 5.70% (6.06%*) • Fixed: 5.70% (6.06%*) • Variable: 5.24% (5.24%*) • Investment IO: 5.69% (5.72%*) • Investment PI: 5.49% (5.52%*)
Product Library

  Up Saver

Up Savers are free to use and pay up to 5.10% p.a. interest per month. Create up to 50 Savers that include features to support money management, like Pay Splitting and scheduled transfers.
Category: Transaction & Savings Accounts  Last Updated March 31, 2026  Effective July 1, 2019

General Lending Rates

Rates listed below are for a VARIABLE product. Additional Information The interest rate that applies on overdrawn amounts. We may calculate interest on the overdrawn amount on a daily basis, and debit it to your account monthly for the UP Saver Account, until the overdrawn amount is repaid.
Interest Rate
11.23% PA
Comparison Rate
0.00%PA*
Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

  • Digital Banking

Product Eligibility

  • Min Age - 16.

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Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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