RBA Cash Rate: 4.35% · 1AUD = 0.71 USD · Inflation: 4.6%  
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Example Interest Rates: Home Loan Variable: 5.24% (5.24%*) • Home Loan Fixed: 5.70% (6.06%*) • Fixed: 5.70% (6.06%*) • Variable: 5.24% (5.24%*) • Investment IO: 5.69% (5.72%*) • Investment PI: 5.49% (5.52%*)
Product Library

  Westpac eSaver

Westpac eSaver makes saving a breeze. You?ll get an introductory interest rate and online access to your money whenever you need it.
Category: Transaction & Savings Accounts  Last Updated April 21, 2026  Effective April 29, 2026

General Lending Rates

Rates listed below are for a product. Additional Information
Interest Rate
NA PA
Comparison Rate
NAPA*
Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

  • Cashback Offer Additional Information: Double your $50 when you bank and save with Westpac. Open a new Choice everyday account and an eligible savings account together and here?s how you can get $50: Deposit $50 or more into your new Choice everyday account within 10 days. We?ll add $50 to your savings account once you meet the criteria. T&Cs apply.
  • Other Additional Information: Boost your savings and team up your everyday banking with an eSaver account
  • Unlimited Txns Additional Information: Unlimited access- Simply link your eSaver account to a Westpac everyday account
  • Other Additional Information: Competitive interest rate on savings
  • Digital Banking Additional Information: Online, Mobile and telephone banking is available
  • Other Additional Information: Statements : 6 monthly, or more frequently on request.
  • Other Additional Information: No limit on the number of accounts that customer can hold
  • Other Additional Information: Introductory rate - Fixed rate for the first 5 months for new eSaver customers.
  • Other Additional Information: $0 monthly fee - No Account-Keeping Fees (other fees may apply).
  • Fraud Protection Additional Information: The product includes FRAUD_PROTECTION features.
  • Relationship Management Additional Information: RELATIONSHIP_MANAGEMENT is available for eligible customers.
  • Other Additional Information: Online account - With no minimum deposit or monthly balance requirements.
  • Fraud Protection Additional Information: SECURE YOUR ACCOUNT WITH SAFEBLOCK - Learn more about how we're protecting you against scams and fraud, with features like: SafeBlock, Digital Card with dynamic CVC, Westpac ProtectTM Security Code, Card Lock, Smart Verify, Westpac SafeCall and more.

Product Eligibility

  • Min Age - 14.
  • Other Additional Information: Be registered for Online and Telephone Banking.
  • Other Additional Information: To open a Westpac eSaver account, you must hold a Westpac everyday account. Fees and charges apply on a Westpac everyday account.
  • Residency Status - Those With An Australian Residential Address And Who Are Currently In Australia..

Bank Fees and Charges

  • Account Keeping Fee (Periodic), Amount: 0.00.
  • Online Banking (including Mobile Banking) (Withdrawal), Amount: 0.00. Additional Information: Online transfer withdrawals via Online Banking.
  • Telephone Banking Withdrawal (self Service) (Withdrawal), Amount: 0.00.
  • Telephone Banking Withdrawal (staff Assisted) (Withdrawal), Amount: 0.00.
  • Branch Staff Assisted Withdrawal (Withdrawal), Amount: 0.00.
  • Overdrawn Fee (Event), Amount: 15.00.
  • Direct Debit (Payment), Amount: 0.00.

Document Downloads

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Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.
Finance Guide, Cropped Top and Bottom
Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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