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Loan Buddy

Not all heroes wear capes. Some just carry a calculator. Nice work, Loan Buddy (not a client – saw these while picking up my youngest from preschool).

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Peter Hill Leadgen Shonkyness Continues

How’s this for shoddy? The dodgy ‘Peter Hill’ leadgen mob are illegally using a video from a local broker in their own ads. I didn’t believe it until I reviewew their archive. Just crazy. The problem is that it’s the least significant illegal attribute of what they’re doing. Don’t buy leads. Stop the finspam.

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Shad of the Day, 3rd August 2023 – Compare 1

Shad of the Day, 3rd August 2023. If you’re familiar with my leadgen rants, this is simply more of the same. After around 500 of these things we’re now just enjoying variations on a theme. The Compare-1 clowns violate a number of laws, but it appears that brokers, ACL holder, and aggregators, just don’t care. Brokers don’t have to bait

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Shad of the Day, 22nd July 2023, Biz Focused

We all know that Biz Focused knowingly and deliberately produces non-compliant advertising for their leadgen clients. However, sending them advice and references to legislation (that they might use to measure their product) has clearly fallen on deaf ears. Taken yesterday, this screenshot shows a rate that is almost certainly out-of-date, and it obviously excludes the required comparison rate. There are

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Shad of the Day, 20th July 2023 – Logic Partners

Shad of the Day, 20th July 2023. Insights indexed a large number of ads last night, but it’s this repeat offender that caught my attention because of the licence mismatch on their website (the Matrix system that indexes sites, and Insights that indexes advertising, are now both available via an Open API). The ad is obviously misleading and deceptive, and

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Shad of the Day, 17th July 2023, EMBR Group

Shad of the Day, 17th July 2023. Coming from EMBR Group, we identified 16 issues of blatant non-compliance. Quite frankly, it’s just more of the same. Again, I feel the need to remind brokers that their service is awesome, and lying, fake advertising, and deception, isn’t necessary to garnish the attention of your audience. The law was written for very

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The Loan Market Cannes Hill Billboard

The best advertising I saw yesterday comes from Luke Jakovich of Loan Market Liverpool. The ad is actually in a carpark at Cannes Hill shopping centre in Western Sydney. Despite its unusual location, both people I showed it to had already seen it. No digital funnels, no quiz, no fake qualification, no deception, and no misleading nonsense. Just a clear

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Shad of the Day, 12th July 2023 – John Kennedy

Shad of the Day, 12th July 2023. This brand comes from John Kennedy of Mortgage Magnet – one of the most non-compliant low-performing products availed to the industy. Branded as ‘Fix My Mortgage’, the fake brand supplements other experiences such as ‘Re-Mortgage’. We’re all entitled to make mistakes, but deliberately deceiving brokers (and, more importantly, lying to consumers) is malfeasance

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The Comparison Rate

Just a few recent screenshots. Rate guidance 101. We’ve referenced ASIC’s RG, although the guide points to the relevant legislation. RG178.23 “An advertised comparison rate must be identified as a comparison rate and the comparison rate must not be less prominent in an advertisement than any interest rate or the amount of any repayment stated in the advertisement: s164, National

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Shad of the Day, 11th July 2023

There are a number of brokers using this low-performing quiz funnel (supplied via a leadgen charlatan). It’s offensive for a number of reasons, and illegal for others. Consider the following: 1.Asking for a phone number because it’s “associated with an application” is a load of BS. Either the client wants to talk to you or they don’t. Don’t lie. 2.

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Shad of the Day, 8th July 2023 – Leadify

This is one of the most deceptive advertising experiences in the mortgage industry. If you use a company called Leadify, they’ve introduced clear and deliberate non-compliance into your operation. Like others that are trying to generate ‘cheap leads’ rather than quality conversion, Leadify’s leadgen is defined by false advertising, non-compliance, baiting, and lies. Leadify make false claims, use invalid rates,

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Shad of the Day, 8th July 2023 – Compare Buzz

Today’s Shad is an interesting one. It comes to you by way of the fake ‘Compare Buzz’ brand. The service is operated by BPM Marketing – the same group behind a number of auto and swimming pool leadgen websites. Fronted by Phuwit Robinson (we couldn’t find details of this guy anywhere), they list their addresses as 13 Yarra St .