RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Example Interest Rates: Home Loan Variable: 5.20% (5.24%*) • Home Loan Fixed: 5.48% (6.24%*) • Fixed: 5.48% (6.24%*) • Variable: 5.20% (5.24%*) • Investment IO: 5.78% (6.81%*) • Investment PI: 5.49% (6.32%*)

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beliefmedia

Mortgage Broker Driving an Uber – Who Cares!

I once had a conversation with an Uber driver that claimed our water supply was home to replicating alien nanobots, and when they reached the necessary numbers they’d be activated by a laser from Alpha Centauri. This story makes more sense than the dribble in the pictured article. The journalistic community should have a minutes silence for their further loss

November 20, 2023
beliefmedia

To Coach Or Not To Coach

I’ll often become frustrated with advice offered to mortgage brokers. I routinely find messaging to consistof nothing but cherry-picked anecdotes, post-hoc sophistry, and false dichotomies, and the antiquated guidance seems impervious to best practice or critical thinking. Fun fact: There are more coaches in the finance industy than mortgage brokers (disclaimer: it only feels this way). Most brokers don’t need

November 19, 2023
beliefmedia

RBA Cash Rate Graph

There’s obviously a lot of rate chatter at the moment, so it’s a good time to remind you that our free plugin for brokers includes a range of useful RBA-related tools, such as the JavaScript Cash Rate Graph and text cash rate options. It’s free.

November 9, 2023
ai

Commbank’s Ceba, aka Reginald

Commbank’s Ceba LLM probably needs a little layer of coding love to protect itself against being hypnotised. Virtually every language model loves gossip – it’ll talk about anything when given enough encouragement. In fact, there’s a model in use by one aggregator that’ll just about read the CEO’s email – crazy stuff.

November 3, 2023
beliefmedia

Imagine If Your Social Posts Didn’t Sync Back To Your Website

The notion that you’ll create social media content for various networks and effectively hand over ownership is a little absurd. What did we do to address this? All your social posts sent from any of our systems – such as Yabber, Instagratify, or Vista – are all optionally sent back to your website into a fully hashtag-searchable archive. This give

November 2, 2023
beliefmedia

Choice Architecture and Digital Conversions

It’s highly likely that every time a standard deck of cards is shuffled, the resulting order has never been seen before in the history of shuffling due to the vast number of possible permutations. This means there are over 80 unvigintillion (that’s 80 with 68 zeros) possible ways to arrange a standard deck of cards… so the chances of getting

November 1, 2023
beliefmedia

Animated GIF to Social Media with Instagratify

Our proprietary Instagratify module allows you to create an animated GIF from the 10 images in an Instagram album by way of the #gif hashtag anywhere in your post content (normally in the area that’s removed before sending). A video is also created whenever a GIF is created, and this is the format normally sent to platforms such as Linkedin.

October 30, 2023
beliefmedia

The Easiest Way to Share Video to Social Media

There is no easier way to send simple video to social networks than our Instagram-based Instagratify tool. We all know that Video is a highly effective marketing tool, and we all know that we should all be using it. Instagratify is designed to make sharing those short and meaningful videos a super-simple process. Brokers have information fed to them via

October 30, 2023
beliefmedia

New FAQ Module – a WIP

We’re rewriting all our FAQs and making them publicly available on our website. We’re only able 140 questions in with about 700 to go (we haven’t even touched the big ticket modules). If you’re considering a digital solution for your operation, many of the FAQs will introduce you to features your probably didn’t know existed. Over the weekend we’ll publish

October 27, 2023
advertising

Loan Buddy

Not all heroes wear capes. Some just carry a calculator. Nice work, Loan Buddy (not a client – saw these while picking up my youngest from preschool).

October 23, 2023
bankhistory

Gold Escort, Bathurst, 1872

During the Australian Gold Rush, escorts were required to transport gold – not totally unlike modern armoured vehicle transport. This photograph was taken in Bathurst in 1872. The first gold rush in Australia began in May 1851 after prospector Edward Hargraves with others claimed to have discovered payable gold near Orange, at a site called Ophir. Hargraves had been to

October 2, 2023
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The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Important Information: Applications are subject to credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change. Offer does not apply to internal refinances and is not transferable between loans. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice. [ Example Credit Guide Link ]
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