RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%

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Example Interest Rates: Home Loan Variable: 5.69% (5.89%*) • Home Loan Fixed: 5.48% (6.24%*) • Fixed: 5.48% (6.24%*) • Variable: 5.69% (5.89%*) • Investment IO: 5.74% (6.40%*) • Investment PI: 5.49% (6.27%*)

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Union Bank, Launceston, 1867

Founded in London on September 1, 1837, the Union Bank of Australia Ltd. opened in Launceston in 1838. The first branch was established in Launceston, Tasmania (then, of course, Van Diemen’s Land) on May 1st, 1838, when the Tamar Bank was taken over. A branch at Hobart Town followed in early course. The taking over of the Tamar Bank was

May 3, 2023

bankhistory

Union Bank, Commercial Road, Tarnagulla, Victoria, c1875

Union Bank, Commercial Road, Tarnagulla,

January 21, 2023

bankhistory

Union Bank and Queensland National Bank, Charters Towers, c1895

Union Bank and Queensland National Bank,

January 9, 2023

bankhistory

Union Bank of Australia, Kingaroy, 1907

Union Bank of Australia, Kingaroy, c1907

January 6, 2023

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The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Important Information: Applications are subject to credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change. Offer does not apply to internal refinances and is not transferable between loans. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice. [ Example Credit Guide Link ]

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