RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Example Interest Rates: Home Loan Variable: 5.20% (5.24%*) • Home Loan Fixed: 5.48% (6.24%*) • Fixed: 5.48% (6.24%*) • Variable: 5.20% (5.24%*) • Investment IO: 5.78% (6.81%*) • Investment PI: 5.49% (6.32%*)

A Leppington Christmas

Spent the morning at Leppington and Leppington Village Homeworlds. Do you want to know how I know there weren't any other brokers floating around? We talked to everybody! We'd still be there if it wasn't 40 degrees - even sales staff went home early.

If volume is driven by conversations, then conversations are required for growth. I'd write it into a mathematical formula but I think it's pretty straightforward.

I mentioned a 5m day on a dopey Facebook group the other day and the response was bizarre. Maybe some forget that I built a brokerage that returns more trail in a year than most brokers will see in total over several years. Trust me, spend a *full* day with outreach and a 5m result is an understatement... or run your relationship programs every day for a week and your life will change. Assign only a few hours to partners and/or relationship gigs and you'll see maybe 2m - still worth your time.

With all the fancy-pants technology and systems we're now using (and quite frankly, that we build), it's easy to get lost in a technical debt, yet the single greatest weapon you have at your disposal hasn't changed in 40 years.

As long as broking is a relationship business you'll need to have relationships with actual people.

By the way, don't buy leads. Stop the finspam.

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