RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Example Interest Rates: Home Loan Variable: 5.20% (5.24%*) • Home Loan Fixed: 5.48% (6.24%*) • Fixed: 5.48% (6.24%*) • Variable: 5.20% (5.24%*) • Investment IO: 5.74% (6.40%*) • Investment PI: 5.49% (6.32%*)

English, Scottish and Australian Bank, Adelaide, 1910

English, Scottish and Australian Bank, 13 Kin Williams Street, Adelaide, 1910.

The English, Scottish & Australian Bank Limited was an Australian bank founded in 1852 by Royal Charter in London, and the first Australia branch was founded in Sydney in 1853. ES&A merged with ANZ on the 1st October 1970 to form Australia and New Zealand Banking Group Limited. At the time of the merger ES&A had a network of about 570 branches across Australia.

Esanda was a consumer finance division of ES&A which began separate operations in 1955. Its name is an acronym of ES&A (ESandA).

In 2015 ANZ sold Esanda to Macquarie Group.

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