RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Example Interest Rates: Home Loan Variable: 5.69% (5.89%*) • Home Loan Fixed: 5.39% (5.84%*) • Fixed: 5.39% (5.84%*) • Variable: 5.69% (5.89%*) • Investment IO: 5.69% (6.19%*) • Investment PI: 5.55% (6.02%*)

Shad of the Day, 18th January 2023

Another leadgen advert. Another opportunity for brokers to enjoy non-compliance.

The notion that a broker will support a fake non-compliant company (illegally purporting to provide financial services) rather than investing in their own brand for a fraction of the cost, is absurd.

This ad isn't actually as bad as many of the others, but it's still garbage.

The ad fails to provide the comparison rate, and the broad cashback headline is available to around 0.7% of the population. Both are quantitative statements that require disclaimers.

The second page didn't do a quiz - nice... but the attempt at a 'disclaimer' is poor, and by law, more comprehensive details are required to be summarised on the primary advert, particularly since the availability/conditions of the product are ridiculously limited.

Just more of the same finspam.

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