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Example Interest Rates: Home Loan Variable: 2.87% (2.9%*) • Home Loan Fixed: 3.74% (3.48%*) • Fixed: 2.48% (2.94%*) • Variable: 2.84% (3.44%*) • Investment IO: 2.3% (3.76%*) • Investment PI: 2.04% (3.8%*)

4.1 – Opening address on the topic of Regional & Remote Communities at the Banking Royal Commission

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Statement by Commissioner Kenneth Hayne followed by Senior Counsel Assisting Rowena Orr's opening address for the fourth round of public hearings of the Australian Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry.

The fourth round of public hearings focused on issues affecting Australians who live in remote and regional communities, which relate to farming finance, and interactions between Aboriginal and Torres Strait Islander people and financial services entities.

Recorded on 25 June 2018 at the Brisbane Magistrates Court.

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