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How to Include the DTI Calculator on Your Website With Shortcode or Elementor Widget

The DTI is the Debt to Income Ratio and is often used by lenders as one of the many methods of assessing lending risk. In isolation it tends to present a good risk ratio, and it's one of the many calculators that should be regularly used inline to give website funnel participants further insight. The DTI calculator is one of the many Belief calculators and is linked to from the primary Calculator Archive.

Installation of the DTI Calculator is a known website asset so you will occasionally find its use in articles sent to your website via the Article Module.

This FAQ will give the appropriate guidance to include the DTI Calculator on your website with shortcode or with an Elementor widget.

LVR Calculator: The DTI Calculator Elementor Widget is paired with the LVR Calculator Widget. The LVR Calculator is introduced in an article titled "How to Include the LVR Calculator on Your Website With Shortcode or Elementor Widget". We would have broken these calculators into two if it didn't cause compatibility issues with existing websites.

  The Result

For our inline example we'll use the shortcode of [bm_dti]. All the calculator attributes may be altered and these are shown towards the end of the FAQ. The result below is the default output.

Debt to Income (DTI) Ratio:   
  Current Monthly Income Before Tax  
This is the your pre-text combined income. Consider all income types, such as PAYG, self-employed, and other income.
  Current Monthly Debt  
This is the aggregated sum of all debt, and will include existing mortgages, credit cards, personal loans, portfolio loans, text debt, afterpay and similar, leases and higher purcahses, HECS and HELP debt, trade support loans, trust liabilities, and other outgoing obligations.

The green, amber, and red indication towards the top of the calculator will be updated to be a defined attribute. The values were defined at a time when NAB accepted far higher DTI ratios.

An example of a DTI Calculator with a border applied is shown below:

Debt to Income (DTI) Ratio:   
  Current Monthly Income Before Tax  
This is the your pre-text combined income. Consider all income types, such as PAYG, self-employed, and other income.
  Current Monthly Debt  
This is the aggregated sum of all debt, and will include existing mortgages, credit cards, personal loans, portfolio loans, text debt, afterpay and similar, leases and higher purcahses, HECS and HELP debt, trade support loans, trust liabilities, and other outgoing obligations.

  DTI Calculator Border: Shortcode used to return the result above is as follows: [bm_dti max="25000" from="8000" from_debt="1700" border="3px #000000 dashed" background="#F8F8F8"]. Shortcode attributes are introduced shortly.

Usage is simple: use the upper slider for your monthly pre-tax income, and use the lower slider for your monthly debt (of all types). The resulting DTI is shown above the sliders. All attributes shown above may be altered.

  DTI Elmendorf Widget

You will locate the DTI Calculator in Elementor by searching for 'DTI'. Drag the DTI block onto your page, define your options, and save.

DTI Calculator Elementor

  Pictured: You will locate the DTI Calculator in Elementor by searching for 'DTI'. Drag the DTI block onto your page, define your options, and save.

The upper option should be selected to 'DTI Calculator' (the other option is 'LVR Calculator'). The options panel provides the facility to update virtually every calculator attribute. The fields are self explanatory, particularly when compared against the real-time result rendered to your page.

DTI Calculator Elementor Options

  Pictured: The options panel provides the facility to update virtually every calculator attribute. The fields are self explanatory, particularly when compared against the real-time result rendered to your page.

Edit the presentation as required.

  Shortcode Attributes

If shortcode is used, most of the calculator attributes may be altered to a return a result identical to that returned via Elementor. Availabla attributes are as follows:

line_1

Defaults to "Current Monthly Income Before Tax".

line_1_description

Defaults to "This is the your pre-text combined income. Consider all income types, such as PAYG, self-employed, and other income".

line_2

Defaults to "Current Monthly Debt".

line_2_description

Defaults to "This is the aggregated sum of all debt, and will include existing mortgages, credit cards, personal loans, portfolio loans, text debt, afterpay and similar, leases and higher purchases, HECS and HELP debt, trade support loans, trust liabilities, and other outgoing obligations".

background

The calculator background colour. Defaults to ffffff (white).

min

The minimum monthly income value. Defaults to 3000.

min_debt

The minimum monthly debt value. Defaults to 0.

max

The maximum monthly debt value. Defaults to 40000.

step

The slider step value. Defaults to 100.

Border

If a border is to be applied, enter the full CSS, such as 3px #000000 dashed.

border_radius

The border_radius applied to the box if a border is applied. Defaults to 20(px).

background

The background applied to the calculator. Defaults to ffffff (white).

padding

Padding applied to the box if defined. Defaults to 35(px).

dti_font_weight

The DTI Font Weight. Defaults to DTI Text. May also be a numeric value (600, 700, 800 etc).

margin

The margin applied above and below the container. Defaults to 20(px).

 ● 

Shortcode attributes are due to change. Backward comparability will be maintained.

Try and use calculators in post content as often as possible to give the user a dynamic resource for on-page context and to keep them on their current conversion page (we want to control the funnel pathway and leave as little decision-making to the user as possible).

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