RBA Cash Rate: 4.35% · 1AUD = 0.7 USD · Inflation: 4%

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Example Interest Rates: Home Loan Variable: 5.80% (5.85%*) • Home Loan Fixed: 6.04% (6.83%*) • Fixed: 6.04% (6.83%*) • Variable: 5.80% (5.85%*) • Investment IO: 6.19% (6.22%*) • Investment PI: 6.04% (5.95%*)

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AI Data Bias

A very overt way in which to demonstrate Data Bias. Data doesn't line... but it's not always telling the truth, either.

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The History of Mortgage Broker Aggregation in Australia

How deregulation, securitisation, mortgage management, independent broking and distribution technology created one of the most consequential institutions in Australian finance. Finance aggregation is now part

July 17, 2026 No Comments

ES&A Bank, corner of Queen and Creek Streets, Brisbane, circa 1972

The Ultimate Mortgage Broker Website

The mortgage broker website framework should be understood as two systems operating at once. On the surface, the architecture of the website tells the story

July 12, 2026 No Comments

Commercial Bank of Australia, Victoria, c1930

A Discussion on Connective Versus Liberty Financial with Lessons for Application in Broader Industry Aggregation Architecture

Corporate litigation rarely attracts the attention of an entire industry. Most disputes between shareholders remain confined to boardrooms, courtrooms and legal practitioners, carrying little consequence

July 3, 2026 No Comments