RBA Cash Rate: 4.35% · 1AUD = 0.7 USD · Inflation: 4%  
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Example Interest Rates: Home Loan Variable: 5.80% (5.85%*) • Home Loan Fixed: 6.04% (6.83%*) • Fixed: 6.04% (6.83%*) • Variable: 5.80% (5.85%*) • Investment IO: 6.19% (6.22%*) • Investment PI: 6.04% (5.95%*)

ES&A Bank, William St, Sydney, 1916

ES&A Bank in a three storey building, 229 William St, Sydney, 1916.

The English, Scottish & Australian Bank Limited was an Australian bank founded in 1852 by Royal Charter in London and named English, Scottish and Australian Chartered Bank. Following a financial reconstruction in 1893 its business was renamed English, Scottish and Australian Bank Limited. Known to all as ES&A it merged with ANZ on 1st October 1970 to form Australia and New Zealand Banking Group Limited.

Esanda was a consumer finance division of ES&A which began separate operations in 1955.

The ESandA name is an acronym of ES&A.

In 2015 ANZ sold Esanda to Macquarie Group.

Also shown in the photograph is Sinclairs Stationery, Toys Tobacconist, and George P Fife Teeth Specialist (with painless extractions, artificial teeth and plates).

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Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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