RBA Cash Rate: 4.35% · 1AUD = 0.7 USD · Inflation: 4.2%

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Example Interest Rates: Home Loan Variable: 5.80% (5.85%*) • Home Loan Fixed: 6.04% (6.83%*) • Fixed: 6.04% (6.83%*) • Variable: 5.80% (5.85%*) • Investment IO: 6.19% (6.22%*) • Investment PI: 6.04% (5.95%*)

history, ozhistory, summerhill, sydney

Sydney’s Summer Hill, 1964

Families gather outside on a hot Sydney Summer night, Surry Hills 1964. Source: SMH Archives.

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The Use of Interest Rates and Numeric Claims in Mortgage Broker Advertising

The advertising of mortgage interest rates occupies a unique position within consumer protection law. Unlike most forms of commercial advertising, the promotion of credit products

June 15, 2026 No Comments

The Legality of Appointment Setters and Intermediate Callers in the Appointment Funnel

The increasing use of offshore staff, marketing agencies, virtual assistants, appointment setters, and lead-generation companies within the mortgage industry has created a significant and often

June 15, 2026 No Comments

Australian High Court, First Sitting, 1903

The Deception Funnels in Financial Advertising Used to Deceive Consumers Needs to Stop

One of the most overlooked requirements in Australian financial advertising is the prohibition on creating a misleading “overall impression” in advertising or during the top-of-funnel

May 29, 2026 No Comments