A March, 1863 photo of the USS Essex. The 1000-ton ironclad river gunboat, originally a steam-powered ferry, was acquired during the American Civil War by the US Army in 1861 for the Western Gunboat Flotilla.She was transferred to the US Navy in 1862 and participated in several operations on the Mississippi River, including the capture of Baton Rouge and Port Hudson in 1863.

The Process Communication Model for Mortgage Brokers
Finance is rarely difficult because numbers cannot be calculated. It is difficult because numbers must be interpreted, explained, trusted and converted into decisions by human


