How deregulation, securitisation, mortgage management, independent broking and distribution technology created one of the most consequential institutions in Australian finance. Finance aggregation is now part
The mortgage broker website framework should be understood as two systems operating at once. On the surface, the architecture of the website tells the story
Corporate litigation rarely attracts the attention of an entire industry. Most disputes between shareholders remain confined to boardrooms, courtrooms and legal practitioners, carrying little consequence
The notion of “owning” a client list in mortgage broking is one of the most persistently misunderstood constructs in financial services law. Brokers frequently assume
There are remarkably few subjects within modern mortgage broking that generate greater uncertainty than the prospect of unsolicited contact. Brokers understand cold calling. They understand
The increasing digitisation of credit intermediation has produced a structural evolution in how credit assistance is delivered, particularly through embedded third-party forms hosted within broker
I came across a today where a broker was scouting for an individual for the purpose of cold calling potential mortgage clients with renumeration determined
The advertising of mortgage interest rates occupies a unique position within consumer protection law. Unlike most forms of commercial advertising, the promotion of credit products
The increasing use of offshore staff, marketing agencies, virtual assistants, appointment setters, and lead-generation companies within the mortgage industry has created a significant and often
One of the most overlooked requirements in Australian financial advertising is the prohibition on creating a misleading “overall impression” in advertising or during the top-of-funnel
What would you do if you saw somebody drop a wallet in the street? What about if they left a suitcase full of cash on
The level of statistical integration availed to those that use Yabber (and our broker website) was always industry leading. However, with over 100 modules that